Dynamic Tax Planning

An Inland Revenue auditor is credited with telling a taxpayer that, 'the trick is to stop thinking of it as your money.'

At JMA we think it is your money and we want it to remain where it matters - in your pocket. Tax planning has always been a hugely important part of our process. This has intensified following recent increases to tax rates. We take genuine satisfaction in helping our clients legitimately save tax. In addition, we help clients improve their overall investment returns by avoiding tax wastage.

We apply two golden tax-planning rules

1. Where possible, ensure that no tax is payable on investment returns.
2. Where Rule 1 cannot apply, ensure that the bare minimum tax is payable.

This sounds simple enough but it is all too often completely overlooked. Our personalised, bespoke approach allows us to form a strategy to suit you. The 'one size fits all' approach adopted by others clearly does not work with tax planning.

Generating positive investment returns is hard enough. Having achieved it, why would anyone want to unnecessarily hand a proportion to the taxman when this can be avoided? We absolutely understand this and our strategies take full advantage of all allowances available to you. Our aim is to keep the majority of the return where it should be – with you, rather than the taxman.